|
 |
| Personal Savings,
Money Market and Checking Accounts
|
Rates effective 02 July 2009 |
|
|
Minimum Balance |
APY1 |
Rate |
| Keys Savings |
$99 or less |
0.00% |
0.00% |
|
$100 or greater |
0.10% |
0.10% |
|
|
|
|
|
Kirby Kids
Savings |
$0 or greater |
1.21% |
1.20% |
|
Student
Savings |
|
|
|
|
|
|
|
| Keys Super Savings |
$1,000-$2,499 |
0.25% |
0.25% |
|
$2,500 or greater |
0.55% |
0.55% |
|
|
|
|
| Keys Money Market |
$2,500-$9,999 |
0.35% |
0.35% |
|
$10,000-$49,999 |
0.85% |
0.85% |
|
$50,000 or greater |
1.15% |
1.14% |
|
|
|
|
| Keys IRA Money Market |
$2,499 or less |
0.35% |
0.35% |
|
$2,500-$9,999 |
0.35% |
0.35% |
|
$10,000-$49,999 |
0.85% |
0.85% |
|
$50,000-$99,999 |
1.15% |
1.14% |
|
$100,000 or greater |
1.25% |
1.24% |
|
|
|
|
|
Keys Advantage Money Market2 |
$2,500-$19,999 |
0.35% |
0.35% |
|
$20,000 or greater |
1.45% |
1.44% |
|
|
|
|
|
Keys IRA
Advantage Money Market |
$2,500-$19,999 |
0.35% |
0.35% |
|
$20,000 or greater |
1.45% |
1.44% |
|
|
|
|
| Keys Hi Yield Money Market |
$100,000-$299,999 |
1.25% |
1.24% |
|
$300,000-$999,999 |
1.25% |
1.24% |
|
$1,000,000 or greater |
1.25% |
1.24% |
|
|
|
|
|
|
Special rate3
|
$100,000-$299,999 |
1.85% |
1.83% |
|
$300,000-$999,999 |
1.85% |
1.83% |
|
$1,000,000 or greater |
1.85% |
1.83% |
|
|
|
|
| Keys Checking Plus |
$1,000 |
0.55% |
0.55% |
|
|
|
|
| Keys 50-PLUS Checking |
$2,500 |
0.55% |
0.55% |
|
|
|
|
| Keys Hi Yield Checking |
$10,000 |
0.75% |
0.75% |
|
|
BUSINESS
Savings, Money Market and Checking Accounts |
|
Minimum Balance |
APY1 |
Rate |
| Share Savings |
$99 or less |
0.00% |
0.00% |
|
$100 or greater |
0.10% |
0.10% |
|
|
|
|
| Money Market |
$2,500-$9,999 |
0.35% |
0.35% |
|
$10,000-$49,999 |
0.85% |
0.85% |
|
$50,000 or greater |
1.15% |
1.14% |
|
|
|
|
|
Keys Advantage Money Market2 |
$2,500-$19,999 |
0.35% |
0.35% |
|
$20,000 or greater |
1.45% |
1.44% |
|
|
|
|
| Hi Yield Money Market |
$100,000-$299,999 |
1.25% |
1.24% |
|
$300,000-$999,999 |
1.25% |
1.24% |
|
$1,000,000 or greater |
1.25% |
1.24% |
|
|
|
|
|
|
Special rate3
|
$100,000-$299,999 |
1.85% |
1.83% |
|
$300,000-$999,999 |
1.85% |
1.83% |
|
$1,000,000 or greater |
1.85% |
1.83% |
|
|
|
|
| Checking Plus |
$2,500 |
0.55% |
0.55% |
|
|
|
|
| Hi Yield Checking |
$10,000 |
0.75% |
0.75% |
|
| Share Certificates
& IRA Certificates |
| |
|
|
|
| |
|
|
|
| Regular Certificates |
Minimum Balance |
APY1 |
Rate |
| 91-Day |
$2,500 |
0.85% |
0.85% |
| 6-Month |
$2,500 |
0.99% |
0.99% |
| 12-Month |
$500 |
1.30% |
1.29% |
| 13-Month Bump Up |
$500 |
1.20% |
1.19% |
|
23-Month Bump Up |
$500 |
1.75% |
1.73% |
| 24-Month |
$500 |
1.85% |
1.83% |
| 36-Month |
$500 |
2.02% |
2.00% |
| 48-Month |
$500 |
2.23% |
2.21% |
| 60-Month |
$500 |
2.43% |
2.40% |
|
|
PERSONAL
& BUSINESS JUMBO Share
Certificates & IRA Certificates |
| Jumbo Certificates |
Minimum Balance |
APY1 |
Rate |
| 91-Day |
$100,000 |
0.90% |
0.90% |
| 6-Month |
$100,000 |
1.01% |
1.00% |
| 12-Month |
$100,000 |
1.40% |
1.39% |
| 13-Month Bump Up |
$100,000 |
1.30% |
1.29% |
|
23-Month Bump Up |
$100,000 |
1.85% |
1.83% |
| 24-Month |
$100,000 |
1.95% |
1.93% |
| 36-Month |
$100,000 |
2.12% |
2.10% |
| 48-Month |
$100,000 |
2.39% |
2.36% |
| 60-Month |
$100,000 |
2.58% |
2.55% |
|
Stop by any of our
offices
Call us at 294-6622 or toll-free at (800) 805-7535
or email us at info@keysfcu.org
for more details or to open an account. |
1 APY = Annual Percentage
Yield
(For more information regarding Interest Rate and APY, Click
HERE.)
2 A checking account is a
requirement for this account
3 Special rate: A High Yield
Checking Account with a minimum balance of $10,000 is a requirement
to qualify for this rate.
Rates are subject to change.
Last rate change 02 July 2009. Fees could reduce earnings on these
accounts. On certificates, a penalty may be imposed for
early withdrawal. There is no minimum to earn dividends on Minor
Accounts. Please refer to the Disclosures for information about dividend
calculation methods and further details.
Your savings at Keys Federal Credit Union
are federally insured up to at least $250,000 and backed by the full
faith and credit of the United States Government. NCUA - National Credit Union
Administration, a U.S. Government agency.
|
