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Personal Savings, Money Market and Checking Accounts

Rates effective 02 July 2009

Minimum Balance APY1 Rate
Keys Savings $99 or less 0.00% 0.00%
$100 or greater 0.10% 0.10%
Kirby Kids Savings $0 or greater 1.21% 1.20%
Student Savings
Keys Super Savings $1,000-$2,499 0.25% 0.25%
$2,500 or greater 0.55% 0.55%
Keys Money Market $2,500-$9,999 0.35% 0.35%
$10,000-$49,999 0.85% 0.85%
$50,000 or greater 1.15% 1.14%
Keys IRA Money Market $2,499 or less 0.35% 0.35%
$2,500-$9,999 0.35% 0.35%
$10,000-$49,999 0.85% 0.85%
$50,000-$99,999 1.15% 1.14%
$100,000 or greater 1.25% 1.24%
Keys Advantage Money Market2 $2,500-$19,999 0.35% 0.35%
$20,000 or greater 1.45% 1.44%
Keys IRA Advantage Money Market $2,500-$19,999 0.35% 0.35%
$20,000 or greater 1.45% 1.44%
Keys Hi Yield Money Market $100,000-$299,999 1.25% 1.24%
$300,000-$999,999 1.25% 1.24%
$1,000,000 or greater 1.25% 1.24%
       

    Special rate3

$100,000-$299,999 1.85% 1.83%
$300,000-$999,999 1.85% 1.83%
$1,000,000 or greater 1.85% 1.83%
Keys Checking Plus $1,000 0.55% 0.55%
Keys 50-PLUS Checking $2,500 0.55% 0.55%
Keys Hi Yield Checking $10,000 0.75% 0.75%

BUSINESS Savings, Money Market and Checking Accounts
Minimum Balance APY1 Rate
Share Savings $99 or less 0.00% 0.00%
$100 or greater 0.10% 0.10%
Money Market $2,500-$9,999 0.35% 0.35%
$10,000-$49,999 0.85% 0.85%
$50,000 or greater 1.15% 1.14%
Keys Advantage Money Market2 $2,500-$19,999 0.35% 0.35%
$20,000 or greater 1.45% 1.44%
Hi Yield Money Market $100,000-$299,999 1.25% 1.24%
$300,000-$999,999 1.25% 1.24%
$1,000,000 or greater 1.25% 1.24%
       

    Special rate3

$100,000-$299,999 1.85% 1.83%
$300,000-$999,999 1.85% 1.83%
$1,000,000 or greater 1.85% 1.83%
Checking Plus $2,500 0.55% 0.55%
Hi Yield Checking $10,000 0.75% 0.75%

Share Certificates & IRA Certificates
       
       
Regular Certificates Minimum Balance APY1 Rate
91-Day $2,500 0.85% 0.85%
6-Month $2,500 0.99% 0.99%
12-Month $500 1.30% 1.29%
13-Month Bump Up $500 1.20% 1.19%
23-Month Bump Up $500 1.75% 1.73%
24-Month $500 1.85% 1.83%
36-Month $500 2.02% 2.00%
48-Month $500 2.23% 2.21%
60-Month $500 2.43% 2.40%

PERSONAL & BUSINESS JUMBO Share Certificates & IRA Certificates
Jumbo Certificates Minimum Balance APY1 Rate
91-Day $100,000 0.90% 0.90%
6-Month $100,000 1.01% 1.00%
12-Month $100,000 1.40% 1.39%
13-Month Bump Up $100,000 1.30% 1.29%
23-Month Bump Up $100,000 1.85% 1.83%
24-Month $100,000 1.95% 1.93%
36-Month $100,000 2.12% 2.10%
48-Month $100,000 2.39% 2.36%
60-Month $100,000 2.58% 2.55%

Stop by any of our offices
Call us at 294-6622 or toll-free at (800) 805-7535
or email us at
info@keysfcu.org
for more details or to open an account
.

1 APY = Annual Percentage Yield
(For more information regarding Interest Rate and APY, Click HERE.)

2 A checking account is a requirement for this account

3 Special rate: A High Yield Checking Account with a minimum balance of $10,000 is a requirement to qualify for this rate.

Rates are subject to change. Last rate change 02 July 2009. Fees could reduce earnings on these accounts. On certificates, a penalty may be imposed for early withdrawal. There is no minimum to earn dividends on Minor Accounts.  Please refer to the Disclosures for information about dividend calculation methods and further details.

Your savings at Keys Federal Credit Union are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government.  NCUA - National Credit Union Administration, a U.S. Government agency.

  
 
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Keys Federal Credit Union
Call us: (305) 294-6622 or (800) 805-7535
Email us:  info@keysfcu.org
Write us:  PO Box 1898, Key West, FL 33041
Fax us: (305) 293-6051

Technical difficulties? Please contact:
webmaster@keysfcu.org


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